What is Transact?
Transact is a cloud-based platform that allows for the distribution and payment acceptance of multiple digital products (e.g. airtime, data, prepaid electricity, and billing payments). Integrated with a variety of digital product providers, the Transact platform enables you to expand and manage your product offering through providers like major mobile network operators, pre-paid electricity providers and paid television providers. Transact supports your electronic transaction channels such as mobile banking apps, online/internet banking, USSD, chat banking (including WhatsApp), POS devices, and any electronic checkout point.
Some features of the Transact platform include:
- Distribution of digital products: Clickatell has partnered with leading digital product distributors to make a suite of high-demand products available to increase your “foot” traffic. This also includes:
- Payment management: Configurable menus and fulfillment flows and a variety of in-chat payment acceptance methods make chat commerce possible for your business. This also includes:
- Instant payment processing
- Embedded fraud and risk management capabilities
- Transaction management: A suite of services such as automated retries and merchant-specific error handling ensures that your transaction executes successfully under extremely high-traffic conditions and can recover from merchant / payment-provider downtimes. This also includes:
- Velocity checks that allow you to set transaction limits
- In-flight transaction checks that automatically flag duplicate transactions to prevent unwanted purchases and refund requests
- Automated queueing and retries that increase the number of transactions processed by reducing failure
- Easy and seamless integration via APIs using globally accepted standards
- Superior customer support and performance monitoring provided 24 hours a day, 7 days a week
Integrating with Flow
To enable chat commerce via chat channels such as USSD and WhatsApp, you can also use Transact in combination with our Flow product. This self-service product allows you to manage your products, services and workflows and effecting any changes in minutes across all your channels without the need for a developer or other technical resource.
To find out more about what our Flow offering can offer you, please contact our support team.
Getting started with Transact
Below is a high-level overview of the steps required for you to be on-boarded onto the Transact platform. You will be guided and assisted throughout the whole process.
Step 1: Contact Clickatell Sales team
Contact the Clickatell Sales team to express your interest in our Transact product. They will gather information about your specific needs and then proceed with sending you a proposal and other required documents such as a non-disclosure agreement (NDA) and a master service agreement (MSA). Once the proposal and other required documents are signed off, the Sales team will create a scoping document based on your requirements to assess whether your requirements can be met.
Step 2: Necessary APIs shared with client
Based on your requirements, all relevant APIs will be shared with you.
Step 3: Kick-off meeting
Our Sales team and Client Activation Management (CAM) team will set up a project kick-off meeting with you to discuss timelines and other requirements.
Step 4: Set up VPN
Our network teams will work with you to set up the VPN for both UAT (testing) and production (live) environments if required.
Step 5: Account setup (Clickatell)
Clickatell does all the necessary setup and configurations on our side to activate you as a client on our Transact platform. No action is required from your side unless specifically requested.
Once the configuration has been completed the following UAT information will be shared with you:
- API Key
- UAT URLs (URLs are found in API document)
Step 6: Client signs off on UAT
After you’ve tested your setup on the UAT environment, UAT sign-off is required before it can be promoted to production. Once sign-off is received, Clickatell schedules a business readiness meeting with you.
Step 7: Deploy to production
Clickatell will promote the setup to production (live environment).
Once the production configuration has been completed, the following production information will be shared with you:
- API Key
- Production URLs
Please contact support or your account manager if you have any questions or require more detail about this process.
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